K. Hovnanian's® Four Seasons at Carolina Oaks

Single Family Homes from the low $400s • Bluffton, South Carolina

K. Hovnanian's® Four Seasons at Carolina Oaks: 55 and Over Community in Bluffton, SC

Epic Savings! Take advantage of a Year 1 Rate of 2.99%, Year 2 Rate of 3.99%, and Year 3 Rate of 4.99% (5.786% APR)* or flex cash equivalent on every home sold and closed by May 30, 2025. Welcome to K. Hovnanian's® Four Seasons at Carolina Oaks, a resort-style 55+ community in Bluffton, South Carolina. Explore single-family new-construction homes of up to 3 beds, 3.5 baths, and 3,209 sq. ft. of living space, designed for your active lifestyle. Just 20 miles from the breathtaking beaches of Hilton Head Island, this sparkling community offers the best of 55-and-overactive living in a picturesque, wooded, Lowcountry setting.

Begin the day with a refreshing swim in our pristine pools or energize your body and mind in our state-of-the-art fitness center. With a full-time lifestyle director on site, there's something for everyone!

Offered By: K. Hovnanian's Four Seasons at Carolina Oaks, LLC

Sales Office: Closed, opens Thu 9:00 AM

Call 888-575-0440

SpringCampaign 2025 PromoImage

Promotion

On every home sold and closed by May 30, 2025

A Special Low 30-Year Fixed Rate, PLUS a Temporary Buydown in the First Two Years* (or flex cash equivalent)

Year 12.99%
Year 23.99%
Years 3-304.99% (5.786% APR)

Why you’ll love living here:

Embrace a vibrant active lifestyle only 20 miles from Hilton Head Island. Enjoy lush grounds, pools, a fitness center, and a calendar full of activities.

  • Clubhouse

  • Fitness Center

  • Pickleball Courts

  • Game Room

  • Dog Park

  • Fire Pit

Palmetto Club

Enjoy the incredible 55+ Lowcountry lifestyle with over 16,000 sq. ft. of amenities at the all-new Palmetto Club!

Four Seasons at Carolina Oaks Clubhouse Entrance

Resort-Style Living in the Scenic Lowcountry

Four Seasons at Carolina Oaks offers resort-style living in a picturesque setting. Enjoy life in close proximity to the beach and a wide variety of shopping and dining options. Make lasting connections with a diverse community of people at a similar stage in life.

Something New Every Day

From lifelong hobbies to untapped passions, there's always something fun to do and new to try at a K. Hovnanian's® Four Seasons community.

  1. Guided Walk
  2. Billiards
  3. Dog Park
  4. Book Club
  5. Lunch with Friends
  6. Water Aerobics
  7. Dinner in Town
  8. Card Games

Resort-Style Living

Maintenance free living at its best! Experience the harmonious balance of comfort and luxury at K. Hovnanian's® Four Seasons at Carolina Oaks.

All community amenities

Floorplan Collections

Haven Collection

Homes of up to 3 beds, 3 baths, and 2,489 sq. ft.

Preserve Collection

Homes of up to 3 beds, 3.5 baths, and 3,369 sq. ft.

Retreat Collection

Homes of up to 2 beds, 2.5 baths, and 2,606 sq. ft.

Design your new home from one of our floorplans, or move in sooner with a Quick Move-In.

Athens

Temporarily Unavailable
  • 1,324 Sq ft
  • 1 Story
  • 2 Beds
  • 2 Baths
  • 2 Cars

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Grenada

Temporarily Unavailable
  • 1,747 Sq ft
  • 1 Story
  • 2 Beds
  • 2 Baths
  • 2 Cars

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Donegal

  • 1,689 Sq ft
  • 1 Story
  • 2 Beds
  • 2 Baths
  • 2 Cars

Estimated payment

$2,886/mo.

Starting price

$455,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Dorchester

  • 1,818 Sq ft
  • 1 Story
  • 2 Beds
  • 2.5 Baths
  • 2 Cars

Estimated payment

$3,139/mo.

Starting price

$500,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Donegal Loft

  • 2,489 Sq ft
  • 1.5 Stories
  • 3 Beds
  • 3 Baths
  • 2 Cars

Estimated payment

$3,195/mo.

Starting price

$510,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Ibiza

  • 2,002 Sq ft
  • 1 Story
  • 2 Beds
  • 2 Baths
  • 2 Cars

Estimated payment

$3,251/mo.

Starting price

$520,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Killarney I

  • 2,080 Sq ft
  • 1 Story
  • 2 Beds
  • 2 Baths
  • 2 Cars

Estimated payment

$3,263/mo.

Starting price

$522,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Palmera II - ESP

  • 2,179 Sq ft
  • 1 Story
  • 3 Beds
  • 3 Baths
  • 2 Cars

Estimated payment

$3,296/mo.

Starting price

$528,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Mont Blanc

  • 2,462 Sq ft
  • 1 Story
  • 2 Beds
  • 2.5 Baths
  • 3 Cars

Estimated payment

$3,415/mo.

Starting price

$549,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Killarney I Loft

  • 2,745 Sq ft
  • 1.5 Stories
  • 3 Beds
  • 3 Baths
  • 3 Cars

Estimated payment

$3,465/mo.

Starting price

$558,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Ibiza Loft

  • 2,722 Sq ft
  • 1.5 Stories
  • 3 Beds
  • 3 Baths
  • 2 Cars

Estimated payment

$3,493/mo.

Starting price

$563,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Mont Blanc Loft

  • 3,209 Sq ft
  • 1.5 Stories
  • 3 Beds
  • 3.5 Baths
  • 3 Cars

Estimated payment

$3,634/mo.

Starting price

$588,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

San Sebastian

  • 2,597 Sq ft
  • 1 Story
  • 2 Beds
  • 2.5 Baths
  • 2 Cars

Estimated payment

$3,420/mo.

Starting price

$550,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Porto

  • 2,566 Sq ft
  • 1 Story
  • 2 Beds
  • 2.5 Baths
  • 3 Cars

Estimated payment

$3,448/mo.

Starting price

$555,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Ravenna

  • 2,443 Sq ft
  • 1 Story
  • 2 Beds
  • 2.5 Baths
  • 2 Cars

Estimated payment

$3,493/mo.

Starting price

$563,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

San Sebastian Loft

  • 3,369 Sq ft
  • 1.5 Stories
  • 3 Beds
  • 3.5 Baths
  • 2 Cars

Estimated payment

$3,752/mo.

Starting price

$609,990

We offer many floorplan options. Configure your ideal home with our interactive floorplan tool.

Ravenna Loft

  • 3,233 Sq ft
  • 1.5 Stories
  • 3 Beds
  • 3.5 Baths
  • 2 Cars

Estimated payment

$3,780/mo.

Starting price

$614,990

We offer many floor plan options and upgrades. Configure your ideal home with our interactive pricing tool.

Ready to move in sooner?

11 Quick Move-in Homes Available

Preserve Collection

10 Quick Move-in Homes Available

  • See What's Included
    Four Seasons at Carolina Oaks Ibiza Loft Elevation F

    Ibiza Loft F

    Ibiza Loft

    • 2,730 Sq ft
    • 1.5 Stories
    • 2 Beds
    • 2 Baths
    • 2 Cars

    79 Estuary Drive, Bluffton, SC, 29909 | Homesite 0324

    Available May 2025

    Promo Rate*
    Year 1: 3.5%
    Year 2: 4.5%
    Year 3-30: 5.5% (5.554% APR)

    Estimated payment

    $2,796/mo.

    Current total price

    $599,900

    $676,852

  • See What's Included
    Ibiza-E4S-elev DAY

    Ibiza E4S

    Ibiza

    • 2,002 Sq ft
    • 1 Story
    • 2 Beds
    • 2 Baths
    • 2 Cars

    77 Estuary Drive, Bluffton, SC, 29909 | Homesite 0323

    Available May 2025

    Promo Rate*
    Year 1: 2.99%
    Year 2: 3.99%
    Year 3-30: 4.99% (5.74% APR)

    Estimated payment

    $3,016/mo.

    Current total price

    $534,900

    $611,438

  • See What's Included
    Four Seasons at Carolina Oaks Mont Blanc Elevation F

    Mont Blanc F7

    Mont Blanc Loft

    • 3,209 Sq ft
    • 1.5 Stories
    • 3 Beds
    • 3.5 Baths
    • 3 Cars

    88 Jasmine Way, Bluffton, SC, 29909 | Homesite 0350

    Available May 2025

    Promo Rate*
    Year 1: 3.5%
    Year 2: 4.5%
    Year 3-30: 5.5% (5.622% APR)

    Estimated payment

    $3,208/mo.

    Current total price

    $699,900

    $778,045

  • See What's Included
    Dorchester-F5T-elev DAY

    Dorchester F5

    Dorchester

    • 1,792 Sq ft
    • 1 Story
    • 2 Beds
    • 2.5 Baths
    • 2 Cars

    69 Jasmine Way, Bluffton, SC, 29909 | Homesite 0312

    Available

    Promo Rate*
    Year 1: 2.99%
    Year 2: 3.99%
    Year 3-30: 4.99% (5.745% APR)

    Estimated payment

    $3,091/mo.

    Current total price

    $549,900

    $602,179

Explore the area

Site plan

Explore the Neighborhood

Close by to Hilton Head, SC, you’ll get the best of both town and country life. Discover a new standard of resort-style living within 20 miles of the pristine Hilton Head Island beaches and picturesque views.

Devoted to building communities of excellence

K. Hovnanian® Homes is heir to a history of solid success, financial strength, award-winning standards of homebuilding quality and an authentic commitment to customer satisfaction

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K. Hovnanian® Homes

has 4.3 out of 5 stars in all areas

4180 reviews in all areas

Ratings Category

5

2600

4

638

3

436

2

239

1

267

Star Rating Breakdown

Overall

4.2

Quality

4.1

Trustworthiness

4.2

Value

4.2

Responsiveness

4.2

Legal Disclaimers

Prices, availability, and specifications may change without notice. Lot and view premiums may apply, and availability is not guaranteed. This site makes use of licensed stock photography, artist renderings and may use artificial intelligence. Some photography and artist renderings may be used for illustrative purposes and contain structural options, furnishings or designer features that are not included as standard. Certain materials may be discontinued or substituted. Room dimensions may vary.  Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. Amenity offerings may vary by community. Financial incentives including but not limited to rate buy downs, builder forward commitments (BFCs), special fixed interest rates and flex cash offerings are limited and may be discontinued without prior notice.  Please speak with a community Sales Consultant for details.

*See khov.com for full details. For new contracts written between 2/28/25 and 4/30/25 and closed by 5/30/25.  Seller will pay buydown for the first two years of the loan, which will temporarily reduce the monthly payment thereby lowering the effective interest rate  for the first two years of an owner-occupied, 3.5% down payment FHA loan. Example: 4.99% (5.786% APR) 30 Year Fixed FHA mortgage, sales price of $457,000, and loan amount of $448,717.  Year 1: 2.99% (5.786% APR), Year 2: 3.99% (5.786% APR) Years 3 – 30: 4.99% (5.786% APR). Mortgage Insurance Premium (MIP) is required at an upfront rate of 1.75% and is financed, in addition to monthly MIP at the required annual rate. Flood insurance may be required. Sales price used for comparative purposes is an estimated sales price and not associated with a specific home or location. Example is for illustrative purposes only; interest rates are subject to market conditions. For information about market rate trends, visit https://www2.optimalblue.com/obmmi/. Optimal Blue, LLC is and shall remain the exclusive owner, all rights reserved.  This offer may change or be cancelled without prior notice. Seller is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Seller is not a lender. Buyer is not required to finance through K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home; however, financing through KHAM is required to receive the buydown incentive. Offer subject to all RESPA guidelines. This is not a commitment to lend. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not available on all homes or in all communities or states. Cannot be combined with any other discounts, promotions, or incentives. Not all borrowers will qualify. Restrictions apply. K. Hovnanian's Four Seasons communities are intended to provide housing primarily for residents 55 years of age or older. Additional restrictions, including limitations on the ages of additional permanent and temporary residents of a home, may apply. All K. Hovnanian's Four Seasons communities shall be operated as age-restricted communities in compliance with all applicable local, state and federal laws. Limited exceptions for residents 50 years of age or older may apply.  Subject to final contract terms, see Sales Consultant for details.  K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. ©2025 K. Hovnanian Arizona New GC, LLC; ROC 188563. ©2025 K. Hovnanian Arizona New GC, LLC; ROC 277023. Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Licensed by Delaware Office of the State Bank Commissioner to engage in business in this State. Lic. #7864 Expiration 12/31/2025. Licensed by Florida Office of Financial Regulation. Licensed by the Georgia Department of Banking and Finance #22272. Licensed by the Maryland Office of the Commissioner of Financial Regulation. Licensed by New Jersey Department of Banking and Insurance. Licensed by Ohio Division of Finan­cial Institutions. Lic. RM.850228.000. Licensed by the Pennsylvania Department of Banking and Securities. Licensed by South Carolina Board of Financial Institutions. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Licensed by Virginia State Corporation Commission, Bureau of Financial Institutions Lic.#MC-2661. Licensed by the District of Columbia Department of Insurance, Securities and Banking. Licensed by the West Virginia Division of Financial Institutions. For licensing information, go to www.nmls­consumeraccess.org. Equal Housing Opportunity.