home buying Archives - The K. Hovnanian® Homes Blog

New Construction Homes in Virginia: 7 Step New Home Buyers Guide to VA

December 19, 2023

Considering new construction homes in Virginia? You’re in luck! From charming, cobblestone streets in historic towns to the bustling energy of cityscapes and the breathtaking expanse of rolling countryside, Virginia offers a kaleidoscope of possibilities for every homebuyer’s heart.

New homes in Virginia offer modern perks like energy efficiency, low maintenance needs, and reliable warranties. From stunning mountain landscapes to vibrant cityscapes, Virginia boasts diverse communities, rich history, and a thriving job market, making it an ideal place to call home.

New Jersey, Unsyndicated

New Construction Homes in New Jersey: 7 Step Home Buyers Guide to NJ

December 11, 2023

Thinking about new construction homes in New Jersey? You’re in good company! New Jersey offers a wide range of opportunities for homebuyers, from picturesque suburban towns to vibrant cities and coastal communities.

New construction homes in New Jersey offer a wealth of advantages, including energy efficiency, lower maintenance, and comprehensive warranties. With its picturesque beaches, a vibrant arts and culture scene, convenient proximity to major cities, a robust economy, and top-notch schools, New Jersey emerges as an ideal location to purchase a new home.

Buying, Research

What is Home Equity and How Do You Use It?

April 18, 2023

Home equity is one of the most important concepts to grasp when buying a new home, and one of the fundamental pluses of home ownership: Unlike a home you rent, a home you buy can actually pay you back.

How is that? Well, the reason for that is home equity, and we’re here to explain what it’s all about!

Buying

Why Now Is the Perfect Time to Buy a Home

September 28, 2022

You don’t have to delay that next chapter in your life or put off buying a home, there are options out there to help you adapt your home loan and ensure you get your ideal mortgage.

Buying, Research

What are Closing Costs & Who Pays Them?

March 22, 2022

So, what exactly are closing costs? At their most basic level, they’re a bundle of fees that are due on the day a property sale closes – basically any expense other than the down payment. Closing costs can be paid by the buyer, seller, or both, and legally must be disclosed and agreed on in advance before the purchase can be completed.

Buying

Mortgage Points: What Are Points On a Mortgage?

December 8, 2022

A new home is often the most expensive purchase you’ll ever make – Mortgage points could help you save money by lowering your mortgage interest rate.

Buying

Mortgage Rate Locks: How to Lock in Your Interest Rate

November 22, 2022

When mortgage interest rates are rising, the decision to buy a new home can be tricky, but you may not need to put your dream on hold. Find out how a mortgage rate lock could help you secure a rate and provide protection against the significant impact rising mortgage rates can have on your ability to buy or afford a home.