Dallas & Fort Worth: 7 Step New Construction Home Buyers Guide

Craving wide-open spaces, bustling city energy, and the vibrant spirit of Texas? Discover New Construction Homes in Dallas Fort Worth (DFW)! Imagine yourself cheering on the Cowboys at AT&T Stadium, strolling through the Fort Worth Stockyards, or indulging in world-class BBQ under the endless sky. Whether you’re a first-time homebuyer, a career-driven professional, or a family seeking a dynamic lifestyle, DFW offers the perfect blend of urban excitement and Texan charm.

New Homes in Dallas-Fort Worth go beyond just bricks and mortar. Picture yourself in a modern, energy-efficient home with low-maintenance exteriors and the peace of mind of builder warranties. Enjoy the thriving job market, affordable living, and outstanding schools, all bathed in the warm Texas sunshine. From world-class museums and art galleries to vibrant nightlife and outdoor adventures, DFW has something for everyone.

Ready to explore? Buckle up! In this guide, we’ll dive deep into the exciting world of new homes and new home communities in Dallas-Fort Worth and equip you with the knowledge to find your perfect match, unlocking the door to your Texas dream.

Remember, in DFW, the possibilities are as vast as the sky itself.

7 Steps to Buying a New Construction Home in Dallas & Fort Worth Texas

Step 1: Decide Where in Dallas-Forth Worth You’d Like to Live 

Texas sunshine, wide-open spaces, and vibrant cities – the Dallas-Fort Worth metroplex paints a picture of endless possibilities. Nestled within this dynamic landscape lies a diverse tapestry of new construction housing options, waiting to welcome you home.

Whether you envision raising a family in a spacious single-family haven, enjoying the convenience of a modern townhome, or embracing the urban energy of a sleek condo, DFW’s new construction home market has the perfect canvas for your dream home. And the best part? Affordability meets opportunity here, with diverse communities catering to every budget.

Advantages of New Homes in Dallas-Fort Worth:

• Thriving job market: A hub of innovation and industry, DFW boasts a booming economy fueled by Fortune 500 companies, a diverse job market, and consistent growth. Whether you’re a tech whiz, healthcare hero, or retail entrepreneur, DFW offers exciting opportunities.
• Unmatched Climate: Enjoy warm temperatures, endless outdoor activities, and a healthy lifestyle made possible by DFW’s mild Mediterranean climate.
• Unforgettable attractions: From world-class museums to thrilling theme parks and championship sports teams, DFW keeps you entertained. Explore the Dallas World Aquarium, catch a Rangers game, or spend a day at Six Flags Over Texas – the possibilities are endless!
• Family-friendly communities: With diverse neighborhoods and excellent schools, DFW provides a nurturing environment for families of all sizes. Find your perfect community, whether it’s a bustling downtown condo or a quiet suburban haven.
• Outdoor Paradise: From the rolling hills of the Texas Hill Country to the scenic lakes and vibrant parks, DFW’s natural beauty provides endless opportunities for exploration and recreation.

Finding Your Perfect Fit: Navigating DFW’s Diverse Communities:

With a kaleidoscope of cities and neighborhoods, each offering its own unique charm, exploring DFW’s new construction landscape can be both exciting and overwhelming. To guide your search and discover the ideal community for your needs, consider these key factors:

• Lifestyle: Do you crave the energy of a bustling downtown, the serenity of a suburban oasis, or the charm of a historic district? Aligning your desired lifestyle with the character of the neighborhood is crucial for long-term happiness.
• Commute: Prioritize your desired commute time to work, school, or leisure destinations. DFW’s well-developed transportation infrastructure, including highways, light rail, and commuter trains, facilitates convenient commutes across the region.
• Budget: New construction homes in DFW cater to a range of budgets, from starter-friendly options to luxurious estates. Define your budget early on to ensure a focused search and avoid exceeding your financial comfort zone.
• Family Needs: Top-rated schools, parks, and family-friendly amenities are crucial considerations for families with children. Research these aspects within your shortlisted neighborhoods to ensure your family’s well-being.

From Vibrant Cities to Peaceful Suburbs: A Home for Every Dream:

DFW’s diverse new construction communities cater to various lifestyles, offering unique advantages for families, young professionals, and retirees alike:

• For Families: Find your family haven in Melissa or Lavon’s small-town charm, McKinney or Sherman’s educational excellence, or Fate or Royse City’s community spirit and outdoor recreation.
• For Young Professionals: Thrive in Dallas’ bustling tech scene, unleash your entrepreneurial spirit in Fort Worth’s dynamic hub, or seek opportunity and affordability in Rowlett or Mesquite.
• For Retirees: Embrace tranquility in Red Oak or Watauga, explore Sherman or Van Alstyne’s cultural richness, or find active senior communities in Sachse or Mesquite.

No matter your dream, DFW’s new construction home market has the perfect community to call your own. So, start exploring and unlock the door to endless possibilities.

Let’s explore some of the popular cities and towns where you can find your dream new construction home!

Collin County TX

Residents of Collin County enjoy the best of both worlds of a small town charm and metropolitan convenience. Located just north of Dallas, Collins County ranks 1^st as the best county to live in Texas with the best schools. 

With plenty of things to do, Collins County offers family fun activities year-round. Enjoy a picnic and movie at Haggard Park, grab your hiking boots for a walk at the Heard Natural Wildlife Sanctuary, check out the Southfork Ranch, or take a tram ride and see exotic animals at Sharkarosa Wildlife Ranch. 

With its welcoming sense of community, endless recreational activities and great job opportunities, Collin County is the perfect place for families of all sizes. 

Lavon TX

Nestled in the heart of the Lone Star State, Lavon Texas is a hidden gem and a great place to live. Rich in culture and history, Lavon celebrates Texas traditions throughout the year with numerous festivals and events. From rodeos to music fests, residents immerse themselves in the vibrant local culture. 

Due to Lavon’s strong economy, finding a job is easy. It’s convenient location between Dallas and Fort Worth makes this the prime destination for businesses in various industries, offering diverse employment opportunities. From healthcare and education to manufacturing and technology, you can be sure your career will thrive. 

Zoned to The Lavon Independent School District, students have access to an outstanding education from dedicated teachers and staff. For those seeking unmatched higher education, the University of Texas at Dallas is not far from home. 

Lavon residents take pride in their city and actively participate in community events and initiatives. Whether you enjoy volunteering or want to join a club or neighborhood association, newcomers are warmly welcomed with a strong sense of belonging. 

If you love the outdoors, you’ll find countless parks, trails, and open green spaces not far from home. Nearby, Lake Lavon is home to great fishing, camping, parks, hiking trails and campgrounds. Multiple marinas are available around the lake including Anchor Bay Marina with park and beach. 

Combined with a rich cultural heritage, thriving job market, and welcoming atmosphere, Lavon stands out as a great place to live. 

Dallas County 

Known for its thriving economy, diverse culture, iconic landmarks and professional sports teams, Dallas County is a dynamic place to live with countless things to do.

Located in the northeastern part of Texas, this Dallas County offers a unique blend of urban living and suburban charm with a strong job market, top-notch education system and desirable climate. 

Rowlett TX

Located just 20 miles from Dallas, Rowlett offers residents a charming oasis in a family-friendly community. With easy access to urban amenities and a strong sense of community, building a new home in Rowlett is ideal for those seeking a relaxed Suburban lifestyle. 

Just steps away from Lake Ray Hubbard, residents of Rowlett enjoy an elevated quality of life. Known as one of the biggest lakes in Texas, visitors can enjoy boating, fishing, swimming or picnicking. 

More than just a place on the map, the hidden gem of Rowlett provides a plethora of things to do. From downtown festivals and waterparks to lush greenspaces and vineyards, there’s something to do for everyone. 

Mesquite TX

Mesquite Texas is a city that effortlessly blends the charm of the Southern tradition with the conveniences of modern life. With its historical roots, authentic Tex-Mex cuisine, and diverse culture, Mesquite is an exciting place to call home. 

Boasting excellent schools and safe neighborhoods, this close-knit community is an ideal place for growing families with countless things to do. Nature lovers can explore a multitude of hiking and biking trails at Mesquite Heritage Trail while avid golfers can enjoy tee-time at Mesquite’s Golf Club.  

Whether you’re a shopaholic or a foodie, you’ll find a variety of local boutiques and dining options nearby. For traditional Texas entertainment, Mesquite is known to be the Rodeo Capital of Texas. Get ready to rumble at the Mesquite Championship Rodeo. 

With a welcoming atmosphere, excellent schools, and a plethora of fun things to do nearby, 

it’s no wonder that Mesquite continues to attract residents who appreciate the Southern charm still within reach of big city amenities. 

Sachse TX

Located 26 miles Northeast of Dallas, Sachse, TX is gaining popularity with picturesque landscapes, welcoming ambiance, and a growing community. Here, residents appreciate the tranquility of suburban living with easy access to modern conveniences. 

For families, Sachse provides an excellent education through the Garland Independent School District. Aside from dedicated teachers and staff, parents can customize their students’ academic journey through the “Choice of School” program. 

Located in the Dallas-Fort Worth Metroplex, residents have access to a wide range of job opportunities in and around the small city of Sachse. Some of the key industries include retail and services, healthcare, education, technology and manufacturing. 

With its highly ranked school system, growing economy, and endless job opportunities, Sachse is the ideal place to note on your map when searching for a new home. 

Rockwall County TX

Located 30 miles East of Dallas, Rockwall County encompasses over half of Lake Ray Hubbard, one of the largest lakes in all of Texas. Combined with an excellent location, endless recreational opportunities and great schools, it’s no wonder why Rockwall County continues to grow in popularity. 

Fate TX

Known as one of the fastest growing cities in Texas, Fate offers a variety of family fun activities and easy access to the newly built George Bush Highway. Located near Harbor Rockwall Town Center, endless shopping, dining and entertainment are enjoyed with the beautiful backdrop of Lake Ray Hubbard. 

Families appreciate the area’s top schools within the Rockwall Independent School District. With a strong sense of community involvement, lasting memories are created as families grow and thrive. 

While Fate exudes a small-town charm, it’s easy access to major urban centers attracts many near and far with plenty of things to do close to home.

With its scenic beauty of the Texas countryside, nature enthusiasts find themselves captivated by picturesque views and walking trails. The town’s commitment to green spaces and preservation adds to the overall aesthetic appeal. 

Royse City TX

Just 30 miles east of Dallas, Royse City is a major draw for those seeking the perfect balance between rural and urban living. Its vibrant and welcoming community spirit give residents a sense of belonging and the camaraderie at local events allows for new friendships and lasting memories. 

Despite its small-town feel, Royse City is a community on the rise with a stable economy where many small businesses have claimed the zip code. From local markets and boutique shops to a multitude of dining options, residents enjoy a quality of life without sacrificing the tranquility of suburban living. 

Families find comfort in the town’s commitment to providing students with an outstanding education through the Royse City Independent School District. Students receive a strong academic foundation and a variety of extracurricular activities to join with peers. 

For those who love the outdoors, a variety of parks and recreational areas are available to enjoy. Whether you like camping, hiking, boating or fishing, Lake Levon and Lake Ray Hubbard are a short drive north. 

More than a dot on the map, Royse City intertwines modern living with a warm, small-town atmosphere—ideal for families of all sizes. 

Grayson County TX

Located 60 miles north of Dallas, the growing county of Grayson is mostly fueled by its proactive leadership and business-friendly ambition. With many recreational activities to choose from, residents can enjoy the outdoors at Lake Texoma or a multitude of state parks. Rich in history, Grayson County is home to the charming downtowns of Sherman and Van Alstyne. 

Sherman TX

Blended with warm southern charm, historic roots and modern-day conveniences, it’s no wonder why many call home to Sherman, Texas. Whether you’re looking to settle down, start a family, or advance your career, Sherman offers a unique and compelling lifestyle that truly sets it apart from the rest. 

The charming downtown district showcases well-preserved historic buildings and architecture, paying homage to the city’s founding in 1866. Quaint boutiques and dining options line the street while a variety of museums provide a glimpse into the city’s past. A strong sense of community can be felt during the annual Battle of the Axe Football game against rival Denison High School—a tradition that pays tribute to Sherman’s Civil War History. 

With a strong emphasis on education, Sherman provides a nurturing environment for families with access to Austin College, a prestigious liberal arts institute known for its academic excellence.  

With its strategic location along Highway 75, Sherman has attracted major employers like Tyson Foods and Texas Instruments and since coined the phrase as the “Technology Hub of North Texas.”  Endless job opportunities can be sought in fields such as manufacturing, healthcare and technology. 

In summary, Sherman Texas is a great place to call home. Because of its thriving job market, affordability and sense of community, residents enjoy a comfortable lifestyle while still having access to modern day amenities. 

Van Alstyne TX 

Nestled in the picturesque Texoma region, Van Alstyne offers a multitude of recreational activities for adventure seekers. Located on the Texas-Oklahoma border, Lake Texoma serves as a haven for water sports enthusiasts while local parks and green spaces provide a peaceful escape from the city life. 

Known for its affordable housing options, residents find comfort investing in their future with confidence. Zoned to the highly regarded Van Alstyne Independent School District, families can rest assured their students will receive a top-notch education from the start. 

Through various events and festivals, neighbors become friends with a strong sense of community spirit. Located along Highway 75, traveling to nearby cities like McKinney, Plano, and Dallas is a breeze. 

From its affordability to its strong education system, outdoor recreational opportunities and charming historic downtown, this town has something for everyone. Don’t miss the chance to be part of this exceptional Texas gem. 

Watauga TX

Located just 10 miles north of Fort Worth, Watauga allows convenient access to the city life with suburban charm. Combined with amazing schools, endless recreation, and scenic natural surroundings, Watauga is an ideal place to plant your roots. 

Easy for commuters, I-820 and I-35 make traveling a cinch while the DFW International Airport is just 16 miles east. Residents of Watauga gain peace of mind with Gertrude Tarpley JPS Health Center nearby. Whether you are relocating for a new career or need a world-class doctor, living close by is second to none. 

There’s plenty of fun things to do for families such as visiting the Farmers Market or the Fort Worth Zoo. For nature lovers, spend the day at the Fort Worth Botanic Garden, or experience the excitement at the Fort Worth Stockyards. Swing by the annual Watauga Fest or take a bike ride along the Capp Smith Park Trail. The fun never ends in Watauga. 

Perfect for families of all sizes and on the go, Watauga is the perfect place to call home. 

Step 2: Choose The Type of New Home You Want to Live In 

Whether you are just starting out with your first-home purchase, looking to upsize due to your growing family, or looking to downsize as an empty nester, K. Hovnanian Homes offers a variety of homes to fit your lifestyle.  

Let’s explore new construction homes in Dallas and Fort Worth. 

Single-Family Homes 

Unlike condominiums or apartments, owning a single-family home allows you the freedom to personalize your space without restrictions. These homes are standalone structures, provide a sense of privacy and independence. 

Typically larger in size from the inside and out, homeowners appreciate spacious bedrooms with walk-in closets, well-equipped kitchens, and their own outdoor space. 

Perfect for entertaining or hosting the holidays, a single-family new construction homes often feature bright open floorplans with spacious kitchens with sizeable islands where guests can gather. 

Single-family homes tend to appreciate over time, potentially serving as a long-term investment. Furthermore, a single-family home can also provide stability and a sense of belonging in a neighborhood where lasting memories are created.  

Townhomes & Condos 

Ideal for first time homeowners or downsizers, a townhome or condominium are typically less expensive and more manageable. Although smaller than a single-family home, these homes often feature low-maintenance living so that those-on-the-go can enjoy more time doing what they love with the people they love. 

Typically, townhome and condominium communities include on-site amenities such as a fitness center and swimming pool, enhancing the overall quality of life. A strong sense of community among residents is established within a tight-knit neighborhood.  

Multi-Generational / Extra Suites 

Whether you anticipate having long-term guests, a college graduate moving back home, or need an alternative to assistant living for your aging parents, K. Hovnanian’s Extra Suite and Extra Suite Plus provides comfortable living for everyone under one roof. 

Complete with a bedroom and private bath, the Extra Suite is your own private retreat where you can relax. Or, enhance your sanctuary with additional features in the Extra Suite Plus-featuring a bedroom, bath, living room and optional kitchenette.  

Discover the home where you’ll love living together at one of our Dallas / Fort Worth communities today.

 

Step 3: Choose Which Type of Community is Right for You 

Types of New Construction Home Communities in Dallas/Fort Worth 

Family-friendly neighborhoods: These neighborhoods, often located near schools and family-friendly activities, typically have amenities that appeal to families, such as pools, playgrounds, and walking trails.

 

Quiet communities: Located in more rural areas, these communities may have fewer amenities, but offer a more peaceful and relaxed lifestyle with tons of privacy and space. 

Master-planned communities: Master-planned communities are typically designed with several builders offering a variety of home designs. Complete with a multitude of amenities, residents gain a strong sense of community while enjoying parks, pools, clubhouses and shopping centers on-site. 

Golf Communities: Perfect for the avid golfer, these communities feature an on-site golf course and other amenities such as a clubhouse, pool, and tennis court.  

Waterfront communities: Located near rivers, lakes, or the ocean, waterfront communities are typically more expensive and provide residents with the opportunity to enjoy water sports in a relaxed atmosphere.  

Mountain Communities: For people who love the outdoors, mountain communities offer a multitude of hiking, biking and skiing opportunities. Although more remote than other types of communities, residents appreciate the natural setting and picturesque views. 

Gate Communities: Often characterized by a sense of exclusivity, gated communities also provide privacy and security for residents. Typically, the entrance is grander with lush landscaping and requires authorization to enter. These quiet neighborhoods allow close-knit feel among residents while limiting access to non-residents. 

Active 55+ Community: Designed for people who are 55 years of age and older, these communities resemble resort-style living. Complete with a variety of activities and amenities, residents enjoy their golden years as if they’re on vacation everyday. Often times, these communities feature 1-story homes and minimal maintenance for easy living. On-site amenities include a community clubhouse, relaxing pool, tennis and pickleball courts and fitness center. Planned activities keep residents engaged and lasting friendships are created. 

HOA or No HOA 

An HOA, or Homeowners Association, is a bit like a mini-government for common-interest communities and neighborhoods. 

Like anything else, HOAs have their pros and cons. While some homeowners might not like having regulations regarding things like exterior decorating, others enjoy the maintenance, amenities, neighborhood events, high property values, conflict resolution, and overall sense of community an HOA offers. 

Step 4: Consider Whether to Build Your New Home or Move In Now

New construction homes all offer some common advantages, like high energy efficiency standards, updated technology, guaranteed adherence to new building codes,  and more. 

Within new construction homes, there are also key differences between a few common options. 

To-Be-Built Homes 

Built from the ground up, a to-be-built home allows you the opportunity to choose structural options, interior finishes, and upgrades. Once you’ve decided on your homesite, construction begins. 

While the process tends to take 6-8 months, choosing a to-be-built home is a great choice for those wanting a more customized home without the hassle of designing, engineering and getting a building permit since the builder has done those steps in advance. 

Move-in Ready Homes 

Whether you are currently renting, and your lease is ending soon, or you’d like to move before the school year, a move-in ready home may be worth considering. With big decisions like structural options, upgrades, and interior finishes already selected, all that is left to do is close on a home and settle in without the wait time it takes to build from the ground up. 

Spec or Quick Move-In Homes 

A happy medium between a to-be-built home and a move-in ready home is a quick move-in home. With the construction phase completed, buyers can still decide on upgrades and interior design elements with their own personal style. 

If you have a vision for your dream home but wish to enjoy a new home sooner, a quick move-in home may be a great option for you. 

Step 5: Find the Right Dallas/Fort Worth Home Builder 

With many builders to choose from, the decision can be overwhelming. We might be biased, but we think K. Hovnanian Homes is a great choice if you’re looking for a new home builder in Dallas / Fort Worth. 

Schedule an Appointment or Tour a Model Home – A home builder’s website is a great place to start your research. There, you can view where they build and the types of homes they offer, but nothing beats viewing their homes in person. Meeting with a knowledgeable Sales Consultant, touring a model home and learning about a specific community is an excellent way to narrow down your search. Furthermore, this gives you a feel for the team you would be working with-an important aspect in your homebuying journey. 

Discuss Exterior & Interior Design Options — The exterior and interior design of your house are part of what makes it a home that reflects your personality and needs.  

It’s crucial to know what kind of flexibility, choices, and finishes a builder might offer, such as what you can expect in terms of cabinetry, flooring, tiles, exterior elevation, and more. 

Check Home Builder Incentives, Lending Options & Special Offers – Some Texas home builders may be willing to offer incentives to help make your dream of homeownership a reality It’s always a good idea to check what a home builder can offer in terms of financing, promotions, and discounts. 

Step 6: Prepare Your Finances and Finalize Your Mortgage 

Buying a new home is a big financial decision, so it’s important to be prepared. Unless you’re buying your home outright, your mortgage is a crucial part of the process. 

Here are some tips on how to prepare your finances and finalize your mortgage: 

1. Get pre-approved for a mortgage. This will give you an idea of how much you can afford to borrow from lenders and will make your offer more attractive to sellers. 

2. Save up for a down payment. The larger your down payment, the lower your monthly payments will be. 

3. Check your credit score. Your credit score will affect the interest rate you’re offered on your mortgage. 

4. Shop around for a mortgage lender. Compare interest rates and fees from different lenders before you choose one. Be sure to check for special offers and incentives your home builder may be offering. 

5. Read the closing disclosure carefully. This document outlines all of the terms of your mortgage, so it’s very important to know and understand what you’re signing.  

Once you’ve found a lender and agreed on the terms of your mortgage, here are a few more things to keep in mind: 

• Closing costs. In addition to the monthly mortgage payment, you’ll also have to pay closing costs, which typically range from around 2% to 5% of the total purchase price of the home. 

• Escrow account. An escrow account is a separate account that holds money for your property taxes and homeowners insurance. The lender will collect money from you each month and deposit it into the escrow account. 

• Title insurance. Title insurance protects you in case there are any problems with the title to the property. 

While the process may seem overwhelming at first, when buying a K. Hovnanian home, we offer multiple free resources to avoid common stumbling blocks and help you sail through the process. Our in-house mortgage company, K. Hovnanian® American Mortgage, L.L.C.™(KHAM), also offers a variety of loan programs to work with your budget and needs. Reach out to a KHAM representative today to learn more.

Step 7: Get Ready for Your New Home in Dallas/Fort Worth 

After you’ve gotten through our first six steps, all that’s left is – well, a lot. 

The full moving process – from decluttering, packing, planning, furniture, and design choices to your actual move-in day – is undeniably a laundry list in and of itself. It can be an exciting and stressful time and there are plenty of things to do to get ready, but by starting early and planning ahead, you can make things much more organized and simple. 

Here are some tips on getting ready to move into your new construction home: 

• Start packing early. This will give you time to sort through your things, trim down on excess, pack your belongings carefully, and avoid last-minute stress. 

• Create a moving checklist. This will help you keep track of everything that needs to be done before, during, and after the move. 

• Set up utilities and connectivity. Make sure that your electricity, gas, water, internet, and phone service are all set up and ready to go on your move-in date. 

• Take safety precautions for children and pets. Make sure that your new home is safe for your children and pets, and that they have a safe place to play and explore. 

• Unpack your belongings slowly and carefully. Take your time and enjoy the process of getting settled into your new home. Don’t feel bad if you realize some of the things you owned in your last home just don’t look or feel right in your new space. 

Here are some additional tips: 
 

• Label your boxes clearly. This will make it easy to find what you need when you’re unpacking, or if you need to locate something quickly before or after the move. Writing the name of the room the items in the box go in as well will help movers or friends know where to put things down, giving you a leg up on a more organized unpacking process.  

• Pack a “first night” box. This should include everything you need for your first night in your new home, such as toiletries, food, bedding, and a change of clothes. 

• Don’t forget the small stuff. Don’t forget to pack things like light bulbs, batteries, cleaning supplies, and other essentials. 

• Ask for help. If you have friends or family who are willing to help you move, don’t be afraid to ask for their assistance. 

Moving into a new construction home in Texas can be a lot of work, but it’s also an exciting time. By following these tips, you can make the process go smoothly and enjoy your new home in no time. 

Ready to start your new life in the Dallas/Fort Worth area? Visit K. Hovnanian Homes and browse our selection of new homes in Dallas Fort Worth today and find the perfect home for you. With a wide variety of styles and floor plans to choose from, we’re sure you’ll find the perfect home for your needs and budget. And, with our convenient locations and amenities, you’ll be able to enjoy all that the Dallas/Fort Worth area has to offer. 

 
K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Equal Housing Opportunity. 

Last Updated on December 5, 2024